My Account
Home / Motor Trade Insurance / Vehicle Storage Facility Insurance
Insurance For Vehicle Storage Businesses
Vehicle storage facility insurance can help protect businesses responsible for stored customer vehicles, dealer stock, classic cars, prestige vehicles or trade vehicles. The underwriting focus is often different from a garage or dealer because the main exposure may be custody, control, theft, fire, weather and site security.
Insure24 can help compare motor trade and premises options for vehicle storage facilities. Cover depends on vehicle values, storage arrangements, indoor or outdoor parking, security, road use, claims history and whether vehicles belong to customers or the business.
Key Risk Details
- Maximum value of any one vehicle
- Total vehicle values stored at one time
- Indoor, outdoor or compound storage
- CCTV, fencing, alarms and key control
Cover To Consider
- Customer vehicles in custody or control
- Public liability and employers' liability
- Buildings, contents and business interruption
- Road risks for collection, delivery or movement
Related Pages
Review this page with motor trade insurance, fleet motor insurance, commercial property insurance, vehicle sales insurance and breakdown recovery agent insurance.
Vehicle Storage Facility Insurance: cover review points
Motor trade pages need to explain how vehicles are held, worked on, stored or converted, because customer vehicles, stock vehicles and premises risks can all require different policy sections.
Insurers usually ask how many vehicles are present, who owns them, where they are kept, what work is performed and what security applies outside trading hours.
Insurance areas to compare
- Road risks, premises, tools, contents, stock and customer vehicles in custody
- Public liability, employers liability, products liability and defective workmanship
- Security, overnight storage, vehicle values, driver restrictions and keys control
- Business interruption, demonstration use, collection, delivery and subcontracted work
Information that helps insurers quote
Before requesting terms, prepare a short explanation of the business model, turnover or fees, staff numbers, locations, contract requirements, prior claims and the highest-value assets or liabilities involved.
It also helps to list any risk controls already in place, such as training, inspections, maintenance records, security protections, written procedures, professional qualifications or supplier checks.