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Civil Engineering Insurance Statistics
A practical guide for civil engineering contractors and infrastructure firms deciding how civil engineering insurance statistics should fit into the insurance conversation.
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Civil Engineering Insurance Statistics
The civil engineering insurance statistics hub brings together the external data that explains why insurers treat infrastructure contractors differently: construction output, public infrastructure work, fatal injuries, site accidents, utility strikes, enforcement pressure, claims severity and plant theft.
The purpose of this page is not to overwhelm buyers with raw statistics. It is to connect market data to underwriting questions: what work is being done, where losses happen, how severe claims can become and what evidence insurers expect.
Construction and civil engineering data changes over time, so this page should be reviewed as new HSE, ONS, GOV.UK, NUAR and plant theft data is published.
For practical buying decisions, use this page alongside the UK Civil Engineering Insurance Report 2026, cost guide and common claims guide.
This page sits within the wider civil engineering insurance section and is designed to answer one main technical question without repeating the whole section.
Built for civil-engineering businesses where site severity, plant, subcontractors and contract requirements shape the risk.
Helps you navigate the main civil-engineering insurance page, cover options, key risk areas and practical guidance for civil-engineering businesses.
Useful for groundworks firms, utilities contractors, infrastructure businesses, heavy-civil specialists and mixed contractors.
Designed to help contractors approach insurers with a clearer underwriting story.
The Numbers Behind Civil Engineering Insurance
The statistics page brings market scale, fatal injury data, utility strike economics and plant theft indicators into one underwriting view, so buyers can see why insurers ask for more than turnover.
Selected source-backed signals used to explain civil engineering insurer questions on project scale, safety, services and claims severity.
What The Data Says About Civil Engineering Risk
The strongest underwriting submissions connect the contractor's own controls to the wider sector evidence.
Industry and infrastructure data
- ONS construction statistics reported Great Britain construction new work in current prices of GBP140.684 billion in 2024.
- Public-sector new work growth was a major contributor in 2024, which matters for contractors working on local authority, public realm and infrastructure projects.
- The UK Infrastructure Pipeline is intended to give a clearer view of public and private infrastructure projects in construction, development and pre-project stages.
- Regional infrastructure activity can influence contract values, subcontractor use, plant demand and framework evidence requirements.
Safety and claims data
- HSE fatal injury statistics recorded 35 fatal injuries to workers in construction in 2024/25.
- Construction accident data keeps insurers focused on falls, struck-by incidents, plant movement, site traffic, manual handling, slips and temporary works.
- NUAR's economic case highlights the cost and disruption attached to underground asset strikes, reinforcing why utility-avoidance evidence matters.
- NCATT and CESAR reporting keeps plant theft visible as an underwriting issue for mobile machinery and temporary compounds.
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How To Use Statistics In An Insurance Submission
Statistics are most useful when they support a better explanation of the contractor's own controls.
Good use of data
- Show how the business prevents the claims that are common in the sector.
- Explain how utility strike controls, temporary works checks, plant security and traffic management are documented.
- Connect HSE and industry risk themes to the contractor's RAMS, training and incident response.
- Use project and contract values to explain severity rather than relying on turnover alone.
Weak use of data
- Quoting broad sector statistics without showing what the contractor does differently.
- Using old turnover, plant or contract works values that no longer match the business.
- Ignoring near misses because they did not become paid claims.
- Treating plant theft, utility strikes or pollution as generic risks without site-specific controls.
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How To Use This Civil Engineering Insurance Statistics Guide
Use this guide to turn a broad insurance question into the details an underwriter, client or contract manager actually needs.
What the page clarifies
- How statistics changes the civil engineering insurance conversation.
- Which policy sections are usually relevant and which should be checked carefully.
- What information helps insurers decide appetite, limits, excess and conditions.
- Where the issue links to contract works, public liability, plant, hired-in plant, pollution, fleet or professional indemnity.
What to decide next
- Whether this is a cover issue, a trade issue, a contract requirement or a claims scenario.
- Whether the contractor needs a standalone section or a clearer schedule inside a combined programme.
- Whether existing limits match tender requirements and worst-case project severity.
- Which linked pages should be reviewed before requesting quotes.
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How This Fits The Wider Authority Hub
Civil engineering searches are rarely isolated. The strongest answer usually connects cover, trade type, claims and contract requirements.
Connected civil engineering pages
- Civil engineering insurance cost for premium drivers and examples.
- Common civil engineering claims for practical loss scenarios.
- Insurance requirements for contracts, frameworks and public-sector work.
- Civil engineering statistics for market and safety context.
Connected construction pages
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How These Pages Help
These pages are designed to take you from a broad civil engineering insurance review into the exact cover, operating model, technical risk or guide topic that needs closer attention.
Where to go next
- Use the main civil engineering insurance page when the business needs a broad overview.
- Move into a cover page when the main question is about property, machinery, liability, stock, environment or interruption.
- Use a risk page where fire, contamination, remediation, worker harm, regulation or supply issues are the real issue.
- Compare the guides when you are still deciding structure, cost or wording priorities.
Why this helps commercially
- It keeps the main civil engineering insurance page focused while still supporting deeper technical pages.
- It makes it easier to focus on the exact question you need answered next.
- It gives insurers a better-framed story when the enquiry is already organised around the true civil engineering contractors and infrastructure firms exposure.
- It makes it easier to move from research into a quote when you are ready.
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Civil Engineering Insurance Statistics
These data points are selected because they connect directly to insurer questions about construction output, infrastructure demand, safety, service strikes and plant theft.
Last reviewed: 4 June 2026
Reviewed by Insure24 commercial construction insurance team
Methodology: Insure24 reviews public datasets from bodies such as HSE, ONS, GOV.UK, NUAR and construction plant-theft sources, then interprets the figures through an insurance lens. The statistics are not used as premium rates; they are used to explain underwriting themes such as contract value, claims severity, public liability exposure, utility-strike controls, plant security and evidence insurers may request.
Industry Size
ONS construction statistics show Great Britain construction new work in current prices increased in 2024 to GBP140.684 billion, with public-sector new work growth a major driver. Civil engineering insurers use this context to understand contract scale and infrastructure demand.
Construction Fatality Statistics
HSE's 2024/25 fatal injury data recorded 35 fatal injuries to workers in construction. The figure is lower than the previous year but construction remains a high-severity sector for underwriting and risk management.
Accident And Injury Context
HSE construction statistics continue to show significant risk from falls, struck-by incidents, handling injuries, slips, trips, moving vehicles and plant. Civil engineering contractors should connect safety controls directly to insurer presentations.
Utility Strike Risk
The National Underground Asset Register economic case highlights the cost of utility asset strikes and the value of better underground asset data. Cable, gas, water and telecoms strikes remain a defining civil engineering claims theme.
Infrastructure Spending
The UK Infrastructure Pipeline is intended to give industry a clearer view of public and private infrastructure projects in construction, development and pre-project stages. That pipeline supports ongoing demand for specialist civil engineering insurance.
Plant Theft
NCATT and CESAR reporting shows plant theft remains a live issue for construction and agricultural equipment. For insurers, site security, marking, tracking, compounds and key control are material underwriting details.
| Source | Date / Period | Named Figure | Why It Matters For Insurance |
|---|---|---|---|
| ONS construction statistics | 2024 | GBP140.684bn Great Britain construction new work in current prices. | Contract works values, project aggregation and infrastructure demand influence civil engineering insurer appetite. |
| ONS construction statistics | 2024 | GBP71.707bn construction new orders, up 5.6% in 2024. | New orders signal future project flow, subcontractor reliance, plant use and evidence requirements. |
| ONS construction statistics | 2024 | Public-sector new work rose 6.7%, an increase of GBP2.592bn. | Public-sector work often brings stricter insurance evidence, higher liability limits and framework requirements. |
| GOV.UK UK Infrastructure Pipeline | Published 17 July 2025 | Pipeline covers public and privately delivered infrastructure projects in construction, under development or in pre-project stages. | A clearer pipeline supports sustained demand for infrastructure contractor insurance and specialist civil engineering cover. |
Sources: ONS construction statistics and GOV.UK UK Infrastructure Pipeline.
| Source | Date / Period | Named Figure | Insurance Relevance |
|---|---|---|---|
| HSE fatal injuries | 2024/25 | 35 fatal injuries to workers in construction. | Fatality and severe injury exposure keeps employers liability, site supervision and safety evidence central to underwriting. |
| HSE fatal injuries | 2024/25 | 124 workers killed across all industries in Great Britain. | Construction remains a material share of national workplace fatality risk. |
| NUAR economic case | 2021 paper using market strike-cost assumptions | Indicative direct asset strike costs include electricity GBP10,000, high-pressure gas GBP6,400, water GBP5,375 and low-pressure gas GBP2,238. | Service strikes can create repair, outage, third-party recovery and delay costs; insurers look for drawings, scans and permit controls. |
| NCATT / CESAR reporting | May 2023 to May 2024 comparison cited by CEA | Reported construction and agricultural equipment thefts decreased from 172 to 113. | Plant theft remains an underwriting issue even where trend data improves; insurers still ask about tracking, marking, compounds and key control. |
Sources: HSE fatal injuries, NUAR economic case and CEA/CESAR review reporting.
Civil Engineering Claims Examples
These examples show what happened, the financial impact, the lessons learned and how the relevant insurance sections may respond.
Civil Engineering Insurance Statistics: property damage claim
A site incident causes third-party property damage, emergency attendance, reinstatement work and investigation time. Public liability may respond where the activity is declared and policy terms are met.
Civil Engineering Insurance Statistics: contract works loss
Works in progress are damaged before handover. Contract works cover may respond to insured works, materials and temporary works, subject to values, exclusions and excess.
Civil Engineering Insurance Statistics: plant or hired-in plant loss
A high-value machine is stolen or damaged, creating replacement hire costs and programme pressure as well as the physical loss.
Civil Engineering Insurance Statistics: injury or pollution event
An employee injury, public injury or pollution incident can create investigation, defence and compensation costs that need careful policy notification.
What To Prepare Before Asking For Terms
Having these details ready helps insurers understand the project, contract and claims severity behind the civil engineering risk.
- A clear description of trade activities, including excavation depth, highways work, utilities work, drainage, water, rail, bridge, earthworks or flood defence exposure.
- Annual turnover, wages, subcontractor payments and the largest contract value expected in the policy period.
- A contract works estimate showing the maximum value of works, materials and temporary works exposed at any one time.
- Owned plant, hired-in plant, tools, fleet and specialist equipment schedules with values and security arrangements.
- Typical clients, including local authority, National Highways, utility companies, principal contractors, framework agreements or private developers.
- RAMS, utility-avoidance procedures, permits to dig, CAT scanning process, supervision arrangements and site safety documentation.
- Claims history, near-miss history and the controls introduced after any utility strike, injury, collapse, pollution or theft incident.
- Contract wording or tender insurance requirements, especially NEC, JCT, joint names, waiver, professional indemnity and pollution clauses.
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Cost and pricing for civil engineering insurance statistics
Pricing questions are usually most useful when they are tied back to the real operating model, claims severity and recovery challenge behind civil engineering insurance statistics.
- Premiums are usually shaped by property values, machinery dependency, stock concentration and interruption severity.
- Claims history, process controls, fire protection, QA, housekeeping and continuity planning can all move pricing materially.
- Insurers gain confidence when the business can explain plant, customers, products and recovery planning clearly.
- The quality of the underwriting story often matters almost as much as the raw size of the operation.
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Frequently Asked Questions
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What is Civil Engineering Insurance Statistics?
Civil Engineering Insurance Statistics is specialist cover or guidance for UK civil engineering contractors where statistics affects liability, contract works, plant, project delivery or contract requirements.
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Who needs Civil Engineering Insurance Statistics?
It is most relevant to contractors, subcontractors, principals and infrastructure firms whose work profile matches this page and who need cover evidence for clients, tenders or renewal.
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What cover is usually relevant for statistics?
Public liability, employers liability, contract works, plant, hired-in plant, fleet, professional indemnity and environmental liability should all be considered against the actual contract activity.
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How much does statistics insurance cost?
Cost depends on turnover, wages, subcontractors, contract values, plant values, claims history, work type, public interface, required limits and contract wording.
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What information do insurers ask for on statistics?
Insurers usually ask for work activities, maximum contract value, excavation or public-interface exposure, plant schedules, subcontractor use, safety controls, contract requirements and claims history.
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Can statistics be included in a combined civil engineering policy?
Often yes, but the activity, limits and exclusions need to be declared and checked. Some exposures need a separate section, endorsement or specialist insurer agreement.
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Does statistics cover contract requirements?
Policies can often be arranged to meet contract requirements, but NEC, JCT, framework, local authority, National Highways and utilities wording should be reviewed before relying on cover.
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What claims are common for statistics?
Common issues include third-party property damage, public injury, employee injury, underground service strikes, contract works damage, plant theft, pollution, delay and defective work allegations.
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Is statistics different from groundworks insurance?
It may overlap with groundworks insurance, but civil engineering pages usually consider wider infrastructure, contract works, public-sector, highways, utilities, rail or structural exposure.
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How can Insure24 help with statistics?
Insure24 can help organise the risk presentation, compare relevant cover sections and approach suitable markets for civil engineering and infrastructure contractor insurance.
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Back To Civil Engineering Insurance
Use the main civil-engineering insurance page to compare contractor types, cover options, site risks and guides without repeating the same generic construction summary on every route.
- Helps you move from broad civil engineering questions into the specific cover, risk and guides that fit your projects and responsibilities.
- Keeps the section focused on civil-engineering exposures like plant, ground risk, pollution, subcontractors and contract-led liability.
- Makes it easier for infrastructure and groundworks firms to turn research into a quote when they are ready.
Civil Engineering Section Navigation
Use these links to explore the civil-engineering section and move between the pages most relevant to your projects.
Contractor Types
- Civil Engineering Insurance
- Subcontractors & Groundworks
- General Civil Contractors
- Groundworks, Utilities & Earthworks
- Mechanical & Electrical Civil Engineering
- Heavy Civil & Specialist Works
- Design & Build Civil Engineering
- Highways Contractors
- Bridge Contractors
- Utilities Contractors
- Water Contractors
- Sewer Contractors
- Drainage Contractors
- Earthworks Contractors
- Infrastructure Contractors
- Rail Contractors
- Flood Defence Contractors
Cover Pages
Site & Project Risks
- Project Delay & Defects
- Groundworks & Site Risks
- Deep Works & Piling
- Hired-In Plant Insurance
- Subcontractor Liability
- Environmental & Pollution Liability
- Plant & Fleet
- Civil Engineering Claims Library
- Water Main Damage Claims
- Cable Strike Claims
- Excavation Collapse Claims
- Environmental Pollution Claims
- Temporary Works Failure Claims
Guides & Tools
- What Cover Is Needed
- How Much Does Civil Engineering Insurance Cost?
- Common Civil Engineering Insurance Claims
- Civil Engineering Insurance Requirements
- Civil Engineering Insurance Statistics
- UK Civil Engineering Insurance Report 2026
- Insurance Comparison Guide
- Insurance Checklist
- Choose Cover Levels
- Reduce Costs
- Common Exclusions
- Contract Requirements
- Civil Engineering Insurance London
- Civil Engineering Insurance Birmingham
- Civil Engineering Insurance Manchester
- Civil Engineering Insurance Leeds
- Civil Engineering Insurance Bristol
- Civil Engineering Insurance Cardiff
- Civil Engineering Insurance Glasgow
- Civil Engineering Insurance Liverpool
- Civil Engineering Insurance Newcastle
- Civil Engineering Insurance Nottingham
Related Covers
Civil-engineering pages should also connect back into the wider commercial journey around pricing, comparison and cover structure.
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