• Fire damage to buildings, stock, machinery, and raw materials
• Explosions caused by gas, chemical vapours, or process failures
• Third-party property damage and bodily injury claims
• Accidental injury to employees and resultant liability claims
• Loss of income and ongoing expenses during business interruption
• Costs to repair or replace damaged production equipment and tooling
• Legal and defence costs arising from accident investigations or claims

• Kiln overheating or malfunction triggering combustion
• Gas leaks from fuel lines or compressed gas cylinders
• Dust explosions caused by fine clay or glaze particles
• Electrical faults or short circuits in factory wiring and machinery
• Inadequate maintenance of heating and ventilation systems
• Flammable chemical storage mishandling

• Specialised insurance tailored for ceramic and pottery manufacturers
• Access to multiple leading insurers for competitive quotes
• Expert advice on risk management and safety compliance
• Quick, straightforward claims handling with dedicated support teams
• Flexible policy options to match your factory’s size, equipment and processes

• 1. Contact Us – Provide details about your manufacturing facility, production processes, and risk controls.
• 2. Risk Assessment – We evaluate your exposure and recommend coverage levels to protect your assets and legal liability.
• 3. Compare Quotes – Receive competitive quotes from leading insurers tailored to your business needs.
• 4. Customise Policy – Adjust cover limits, add optional extras like environmental liability or machinery breakdown.
• 5. Purchase & Activate – Finalise your policy and gain immediate protection with clear documentation and guidance.

• Crushing or entrapment by heavy machinery or rollers
• Slips, trips and falls on wet or uneven surfaces
• Exposure to chemical irritants or toxic dust
• Burns from hot ceramics, kilns or steam
• Manual handling injuries from lifting heavy pots and materials
• Noise-induced hearing loss from noisy machinery

• Conduct regular fire risk and safety assessments
• Install and maintain fire detection and suppression systems
• Train employees in emergency response, fire safety, and machinery operation
• Implement strict controls on chemical storage and handling
• Maintain electrical systems and gas lines with certified inspections
• Keep clear and safe walkways, loading zones, and exits
• Use appropriate personal protective equipment (PPE) for staff
• Develop and rehearse emergency evacuation and rescue plans

• Property damage cover including buildings, stock, and equipment
• Liability coverage for third-party injury and property damage
• Business interruption compensation for lost profits and ongoing expenses
• Accidental injury coverage for employees
• Legal and defence costs associated with claims and investigations
• Optional extensions such as environmental liability or machinery breakdown

Situation: A pottery factory's kiln overheated, causing a fire that damaged equipment and destroyed stock worth £250,000.

Challenge: Production halted, causing loss of income and disruption to client orders.

Solution: Comprehensive fire and business interruption insurance helped cover repair costs, replacement of stock, and compensated for lost profits during downtime.

• Health and Safety at Work Act 1974 requirements
• The Regulatory Reform (Fire Safety) Order 2005 compliance
• Control of Substances Hazardous to Health (COSHH) regulations
• Gas safety and electrical safety standards
• Employer's liability insurance obligations