Salon Insurance Costs

Guidance on the main pricing factors that affect salon insurance costs for beauty and hair salons.

There is no single premium for salon insurance. Costs depend on the types of services provided, number of staff, stock and equipment values, premises setup, treatment exposure and claims history.

Main salon cost drivers


  • Treatment types and whether higher-risk services are offered
  • Number of staff, chair renters or assistants
  • Public footfall and the layout of the premises
  • Value of equipment, fixtures and retail stock
  • Claims history and previous liability incidents
  • Whether cover includes interruption, cyber or specialist liability extensions

Useful related pages


Related Salon Insurance Guides

Use these pages when a salon enquiry needs connecting back to pricing, treatment risk, retail exposure, and the wider salon and beauty insurance pages.

Authority


  • FCA authorised and regulated broker (FRN: 1008511)
  • Access to insurer panels including Aviva, Allianz and Zurich
  • UK-wide advice for retail, shops and commercial risks