Property owners

Non-Standard Construction Property Owners Insurance

Non-standard construction property owners insurance is for landlords, investors and portfolio owners where construction type, conversion history, heritage features or unusual materials make standard property placement harder.

Review non-standard property cover

Who It Is For

  • Landlords with timber, thatch, flat-roof or mixed-construction buildings
  • Owners of barn conversions, listed, heritage or converted properties
  • Portfolio owners with one or more unusual construction risks

Cover To Review

  • Buildings, landlord contents and property owners' liability
  • Loss of rent, alternative accommodation and legal expenses
  • Fire, storm, flood, escape of water and theft wording

Underwriting Detail

  • Construction type, age, occupancy and conversion history
  • Rebuild valuation, surveys, photos and maintenance evidence
  • Fire protection, electrical checks, heating, roof condition and claims history

Related Insurance Pages

Non-Standard Construction Property Owners Insurance FAQs

What counts as non-standard construction?Examples can include thatch, timber frame, flat roofs, unusual materials, heritage buildings, conversions or properties with specialist reinstatement needs.

Why does construction type matter?It can affect fire spread, rebuild cost, repair methods, reinstatement time and insurer appetite.

What evidence helps?Photos, surveys, rebuild valuations, maintenance records, electrical checks, roof details and fire protection information all help.