Property portfolios

Mixed Use Property Portfolio Insurance

Mixed-use portfolios need the schedule, occupancy and risk information to line up, especially where retail, hospitality, residential, office or vacant units sit under one programme.

Review mixed-use portfolio cover

Who It Is For

  • Portfolio landlords with mixed commercial and residential units
  • Property investors with retail, office, leisure or hospitality tenants
  • Managers consolidating several premises into one schedule

Cover To Review

  • Buildings, landlords' contents and property owners liability
  • Loss of rent, service charge, legal expenses and terrorism
  • Unoccupied units, tenant works and mixed occupancy risks
  • Environmental, escape-of-water, theft and malicious damage exposure

Underwriting Detail

  • Schedule by premises, tenant trade and occupancy
  • Rebuild values, rent roll and lease responsibilities
  • Fire, security, waste, extraction and contractor controls
  • Vacant units, claims, inspections and maintenance records

Mixed Use Property Portfolio Insurance FAQs

What makes a portfolio mixed-use?A portfolio is mixed-use when premises combine different tenant types or uses such as retail, office, residential, leisure, hospitality or vacant units.

Can one policy cover several premises?Often yes, but insurers usually need a clear schedule of values, rents, tenants, occupancy and risk controls.

Why does tenant trade matter?Tenant activities can affect fire, theft, liability, extraction, waste, footfall and business interruption exposure.