Management liability

Life Sciences D&O Insurance

Life-science directors and officers can face scrutiny from investors, regulators, employees, creditors, partners and shareholders where funding, product development, trials, disclosure, governance or commercial milestones do not go to plan.

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Who It Is For

  • Biotech, medtech, pharmaceutical and diagnostics companies
  • Funded startups, scaleups and specialist manufacturing SMEs
  • Boards, founders, non-executive directors and senior officers

Cover To Review

  • Directors' and officers' liability
  • Employment practices and entity cover where available
  • Cyber, PI, product liability and clinical-trial cover alongside D&O
  • Run-off, funding-change or transaction-related requirements

Underwriting Detail

  • Funding stage, runway and investor profile
  • Board structure, governance and ownership
  • Regulatory, trial, product and commercial milestones
  • Financials, claims history and any disputes or circumstances

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Life Sciences D&O Insurance FAQs

Why do life-science companies buy D&O insurance?D&O helps protect directors and officers from allegations linked to governance, funding, disclosure, employment, insolvency, regulatory pressure or management decisions.

Do early-stage startups need D&O?Many funded startups review D&O once investors, non-executive directors, grants, debt, employment or important commercial contracts are involved.

What affects D&O underwriting?Funding, financial position, governance, board composition, investor profile, milestones, disputes and claims history all matter.