Professional indemnity

Insurance Broker Professional Indemnity Insurance

Insurance brokers can face PI claims where clients allege unsuitable placement, missed exclusions, late renewals, inadequate limits or poor advice after a loss.

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Who It Is For

  • Insurance brokers and intermediaries
  • Wholesale and retail broking firms
  • Appointed representative and advice-led businesses

Cover To Review

  • Professional indemnity
  • Civil liability and defence costs
  • Cyber and data breach exposure
  • Run-off and retroactive-date continuity

Underwriting Detail

  • Class of business handled
  • Premium income and commission
  • Binding authority or delegated authority work
  • Claims, complaints and file review controls

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Insurance Broker Professional Indemnity Insurance FAQs

Why do insurance brokers need PI cover?Broker clients rely on advice, placement and renewal handling, so errors can create expensive disputes after a claim or coverage gap.

Can cover include delegated authority work?Delegated or binding authority work must be disclosed and reviewed by underwriters because it can materially change exposure.

What documents help with quotes?A business description, income split, claims history, compliance controls, insurer panels and any authority agreements are useful.