Employers’ Liability Insurance for Freight Forwarders

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Essential Employers’ Liability insurance for freight forwarders, warehouse teams, drivers, office staff and logistics personnel.

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

EMPLOYERS’ LIABILITY FOR FREIGHT & LOGISTICS COMPANIES

  • MANDATORY BY LAW

  • COVERS STAFF INJURY CLAIMS

  • WAREHOUSE & DRIVER RISKS

  • PROTECTS LEGAL & COMPENSATION COSTS

Essential Protection for Freight Forwarding Businesses

Employers’ Liability insurance is legally required for freight and logistics companies that employ staff. From warehouse operatives and forklift drivers to office personnel, packers, and customs clerks - this cover protects your business if an employee becomes injured or ill due to their work duties.

What Employers’ Liability Insurance Covers

  • Injury or illness suffered by employees during work activities
  • Warehouse lifting, loading, packing & forklift operations
  • Driver-related occupational risks
  • Office-based staff injury & stress-related claims
  • Compensation payouts and legal defence costs
  • Covers temporary, part-time & labour-only subcontractors
  • £5 million minimum cover (legal requirement)
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FREQUENTLY ASKED QUESTIONS

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Is Employers’ Liability insurance a legal requirement?

Yes. If your freight business employs staff, UK law requires a minimum of £5 million Employers’ Liability cover.

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Does EL insurance cover warehouse workers?

Yes, including lifting injuries, slips, trips, forklift operations and manual handling incidents.

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Are temporary or agency staff covered?

Yes. Most freight & logistics EL policies extend to part‑time, temporary, and labour-only subcontracted staff.

Related Freight Forwarding Guides

Employers liability should be reviewed with warehouse risk, vehicle operations and the wider liability programme for freight businesses.

Core Workforce Cover

Warehouse & Fleet Risks

Liability Programme

Explore Freight Forwarders Insurance

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