Delivery Fleet Insurance

Insurance tailored to suit your delivery business needs.

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DELIVERY FLEET INSURANCE THAT HELPS YOU DELIVER

PUBLIC LIABILITY

GOODS IN TRANSIT

EMPLOYERS LIABILITY

FLEET VEHICLE COVER

"Insure24's delivery fleet policy saved us £340 a year and covers all our courier vehicles perfectly!"

UNIQUE INSURANCE TAILORED FOR YOUR DELIVERY BUSINESS

PROTECT YOUR DELIVERY FLEET

PROTECT YOUR DELIVERY OPERATIONS

Operating a delivery fleet requires specialized insurance coverage that understands the unique risks of courier services, food delivery, and parcel distribution. Our comprehensive delivery fleet insurance protects your vehicles, drivers, goods, and business operations.

What's Covered

Fleet Vehicle Insurance - Comprehensive cover for vans, bikes, and delivery vehicles
Goods in Transit - Protection for customer packages and deliveries
Public Liability - Third-party injury and property damage claims
Employers Liability - Coverage for employed drivers and staff
Business Interruption - Lost income during vehicle downtime
Theft Protection - Vehicle and cargo theft coverage
Driver Personal Accident - Protection for delivery drivers

Delivery Sectors We Cover

Food delivery services (restaurants, takeaways, meal kits)
Courier and parcel delivery companies
E-commerce last-mile delivery
Medical and pharmaceutical deliveries
Same-day and express delivery services
Multi-drop delivery operations

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FREQUENTLY ASKED QUESTIONS

What types of delivery vehicles can be covered?

We cover all delivery vehicles including vans, motorcycles, bicycles, cars, and light commercial vehicles up to 3.5 tonnes. Electric delivery vehicles are also covered.

Is goods in transit coverage included for all deliveries?

Yes, our policies include comprehensive goods in transit cover protecting customer packages, food deliveries, and parcels against theft, damage, and loss during transportation.

Do you cover app-based delivery drivers?

Yes, we provide coverage for drivers working through delivery apps like Deliveroo, Uber Eats, Just Eat, and other gig economy platforms, ensuring compliance with app requirements.

What's the minimum fleet size for delivery fleet insurance?

We can provide fleet insurance for as few as 2 vehicles, with multi-vehicle discounts increasing with fleet size. Single vehicle delivery insurance is also available.

Are high-value deliveries covered?

Standard policies cover goods up to specified limits. For high-value items like electronics or jewelry, we can arrange enhanced goods in transit coverage with higher limits.

What happens if a delivery vehicle breaks down?

Our policies include 24/7 breakdown assistance and can provide replacement vehicles to minimize business disruption during repairs or following an accident.

Do you cover international deliveries?

Our standard policies cover UK deliveries. For European or international delivery operations, we can arrange extended territorial coverage to meet your business needs.

How are premiums calculated for delivery fleets?

Premiums depend on fleet size, vehicle types, delivery areas, goods carried, driver experience, annual mileage, and claims history. Multi-vehicle discounts apply automatically.